Tips on securing auto loans before you go shopping

Buying an automobile can be intimidating - car salespeople are notoriously pushy and persistent taking much of the fun out of shopping around. The next time you're looking to purchase a new or used vehicle, arm yourself with information and the funds for your new car before you march down to your local dealer. Check out one of the many car loan sites on the 'net by starting with The Best Auto Loan.

The Best Auto Loan lists online resources to help you determine how much you can spend and what kind of interest rate to expect. Use their car loan calculator to get a ballpark figure of how much your monthly payment will be for any given loan amount. Credit decisions are based on your credit, not the value of the vehicle. You determine the loan amount you need, fill out an online loan application and if approved receive a "blank check" in a matter of days.

Having a check in hand when you walk into a car dealership gives you the upper hand in negotiations. Rather than haggle over interest rates or how much money you plan on putting down, you can negotiate the best price for your car based on a "cash" offer.

Online car loans are available to people with all types of credit - you can purchase a new or used car from a dealer or a used car from a private individual. Some websites also offer refinances of existing car loans and lease buyouts. There are no fees associated with online auto loans and they are available for all types of vehicles. If you're in the car buying market, check out one of the auto loan websites listed below - they can save you time, but most of all money.

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